💼 Employment Government Schemes 2026
26 schemes — eligibility, registration & benefits
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All Employment Schemes (26)
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
Stand Up India Scheme 2026 — ₹10 Lakh to ₹1 Crore Loan | SC/ST & Women Entrepreneurs
Stand Up India facilitates bank loans between Rs.10 lakh and Rs.1 crore to at least one SC or ST borrower and one woman borrower per bank branch for setting up new greenfield enterprises. Over 2.37 lakh accounts sanctioned worth Rs.55,000 crore since 2016. 7-year repayment period with 18-month moratorium. Apply at standupmitra.in.
PMEGP 2026 — 15–35% Subsidy | Rs.50 Lakh Loan | PM Employment Generation Programme
Prime Minister Employment Generation Programme (PMEGP) provides government subsidy of 15 to 35% on project costs to set up micro-enterprises. Manufacturing sector: up to Rs.50 lakh project cost. Service sector: up to Rs.20 lakh. SC/ST/Women/NE region get 35% subsidy vs 15% for General urban. Implemented by KVIC through banks. Over 9.67 lakh units established creating 77 lakh+ jobs since 2008.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NULM Urban Livelihoods Mission 2026 — ₹2 Lakh Self-Employment Loan | Urban Poor | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) supports urban poor and street vendors through Self-Employment Programme (SEP): individual loans up to ₹2 lakh at 7% interest, SHG loans, skill training, and shelter for urban homeless. Urban street vendors registered under PM SVANidhi also fall under NULM framework.
Startup India Scheme 2026 — Tax Exemption + ₹10 Crore Funding | Fund of Funds | startupindia.gov.in
Startup India is Government of India's flagship initiative to build a strong startup ecosystem. Recognized startups get: 3-year income tax exemption (80-IAC), 80% rebate on patent fees, government procurement without prior experience requirement, self-certification under 9 labour laws, and access to Fund of Funds (FFS) of ₹10,000 crore. Register at startupindia.gov.in to get DPIIT recognition certificate.
DDU-GKY 2026 — Free Residential Skill Training + Placement for Rural Youth | ddugky.gov.in
Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) provides free residential skill training to rural youth from poor families (aged 15-35) and places them in jobs paying minimum ₹10,000/month. It is funded by Ministry of Rural Development and covers food, accommodation, and training costs. Focus on SC/ST/minorities/women — 50% of training must be for these categories.
PMRPY – PM Rojgar Protsahan Yojana 2026 — 12% EPF Employer Share Paid by Govt for 3 Years
Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) incentivises employers to create new jobs by paying the employer's full 12% EPF contribution for 3 years for each new employee (earning up to ₹15,000/month). This reduces the cost of hiring, especially for MSMEs and factories. Over 1.52 crore beneficiaries and 1.74 lakh establishments benefited since launch.
NAPS – National Apprenticeship Promotion Scheme 2026 — ₹1,500/Month Stipend Share | apprenticeshipindia.org
National Apprenticeship Promotion Scheme (NAPS) promotes apprenticeship training by sharing 25% of the prescribed stipend (up to ₹1,500/month) with employers who engage apprentices. The scheme covers all designated trades and optional trades under Apprentices Act. Over 50 lakh apprentices trained since launch. Apply at apprenticeshipindia.org as student or employer.
Gig & Platform Workers Social Security Scheme 2025 — PM-JAY + e-Shram Benefits for 1 Crore Workers | eshramnidhi.nic.in
The Gig and Platform Workers Social Security Scheme is India's Budget 2025-26 flagship initiative to extend formal social security to an estimated 1 crore gig and platform workers (Ola/Uber drivers, Swiggy/Zomato delivery partners, Urban Company workers, etc.) who were previously excluded from any welfare net. The scheme extends PM-JAY health insurance (₹5 lakh/year) and e-Shram accident insurance (₹2 lakh) to all registered gig workers through the e-Shram portal. Additionally, aggregator platforms (Ola, Uber, Swiggy, Zomato) are required to contribute 1-2% of their platform fees to a Gig Workers Welfare Fund. India is among the first countries to legislate social security for gig workers at this scale.
NATS — National Apprenticeship Training Scheme 2026 — Stipend for Diploma & Degree Graduates | nats.education.gov.in
National Apprenticeship Training Scheme (NATS) is India's government scheme providing on-the-job training to diploma and degree graduates in government and private establishments, with a monthly stipend of ₹3,542–₹9,000 depending on qualification and establishment type. Administered by the Board of Apprenticeship Training (BOAT) under the Ministry of Education, NATS is distinct from NAPS (National Apprenticeship Promotion Scheme under Labour Ministry which covers ITI/vocational). NATS specifically targets engineering diploma holders and graduate engineers for 1-year structured training at India's top public sector undertakings (PSUs) and private companies. Over 5.23 lakh apprentices were engaged in FY2024-25. The scheme is mandatory for establishments with 30+ employees to engage apprentices.
PM SVANidhi 2.0 — Rs 10,000-50,000 Loan to 60 Lakh Street Vendors | pmsvanidhi.mohua.gov.in
PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) provides affordable working capital loans to street vendors. Extended as PM SVANidhi 2.0, the scheme offers: 1st loan Rs 10,000, 2nd loan Rs 20,000, 3rd loan Rs 50,000 — all with 7% interest subsidy. Vendors who repay on time and use digital transactions get 1% cashback. Over 60 lakh loans sanctioned. Ministry of Housing and Urban Affairs implements via ULBs and microfinance institutions.
Bima Sakhi Yojana 2026 — LIC Women Agent ₹7,000/Month Stipend | bima sakhi lic
Bima Sakhi Yojana is a Life Insurance Corporation (LIC) scheme launched by PM Modi in December 2024 to empower rural and semi-urban women as LIC insurance agents. Enrolled women receive a monthly stipend of ₹7,000 (Year 1), ₹6,000 (Year 2), and ₹5,000 (Year 3) in addition to commission income from policies sold. After the 3-year period, they continue as full LIC agents earning commissions. The scheme targets 2 lakh women over 3 years and provides IRDAI agent licensing and free training.
PM MITRA Mega Textile Parks 2026 — 7 Mega Parks | ₹4,445 Crore | Manufacturing Jobs for Lakhs
Pradhan Mantri Mega Integrated Textile Region and Apparel (PM MITRA) is a flagship scheme to develop 7 mega textile parks across India with a total outlay of ₹4,445 crore (2021–2028). The 7 parks are located in: Virudhunagar (Tamil Nadu), Warangal (Telangana), Navsari (Gujarat), Kalaburagi (Karnataka), Dhar (Madhya Pradesh), Lucknow (Uttar Pradesh), and Amravati (Maharashtra). Each park has world-class plug-and-play infrastructure for spinning, weaving, processing, dyeing, printing, and garment manufacturing in one location. PM MITRA aims to create 20 lakh direct and 70 lakh indirect jobs, attract Rs 70,000 crore in investment, and boost textile exports.
Rural Prosperity & Resilience Programme 2026 — Budget 2025 Flagship | Address Rural Underemployment
The Rural Prosperity and Resilience Programme is a major Budget 2025 (February 2025) initiative to address rural underemployment in agriculture through skilling, entrepreneurship, agri-investment, and rural infrastructure. The programme has a multi-sectoral approach focused on: (1) Skilling for young rural workers, women, and small/marginal farmers; (2) Entrepreneurship development for rural startups and FPOs; (3) Investment in agri-value chains, food processing, and rural infrastructure; (4) Rural-urban migration pause through local livelihood creation. Phase 1 focuses on 100 priority districts identified for high under-employment. Implemented in convergence with PMKVY, DAY-NRLM, PMEGP, and Make-in-India.
Mission Karmayogi 2026 — National Programme for Civil Services Capacity Building | iGOT Karmayogi Platform
Mission Karmayogi — formally the National Programme for Civil Services Capacity Building (NPCSCB) — was approved by the Cabinet in September 2020 to comprehensively reform Indian civil services training and capacity building. The mission targets all 4.6+ million central government employees with role-based, competency-driven, citizen-centric capacity building. The iGOT Karmayogi (Integrated Government Online Training) digital platform offers thousands of online courses for civil servants. Five core principles: (1) Rule-based to Role-based; (2) Behavioural + Functional + Domain competencies; (3) Anytime-anywhere learning; (4) On-demand training; (5) Vocation-based individualised pathway. The Karmayogi Bharat SPV (Special Purpose Vehicle) operates the platform. The Capacity Building Commission (CBC) provides strategic oversight.
Skill India Digital Hub 2026 — Free Online Skilling Platform | Education + Employment Aggregator
Skill India Digital Hub (SIDH) is a comprehensive digital platform launched in September 2023 by the Ministry of Skill Development & Entrepreneurship (MSDE). SIDH aggregates skill development, education, employment, and entrepreneurship opportunities in one place. Users can: (1) Access 7,500+ free courses across PMKVY, NCS, and partner platforms; (2) Get personalised skill recommendations using AI; (3) Find job and apprenticeship opportunities via NCS integration; (4) Receive digital skill certificates (NCVET-verified); (5) Apply for entrepreneurship and self-employment loans. SIDH is the ONE-STOP SHOP for skill seekers, integrating PMKVY, NAPS, NATS, NCS, DDU-GKY, eKaushal, ASEEM, and other government skill initiatives.
Apna CSC 2026 — Common Service Centres | 5 Lakh+ Digital Service Outlets | VLE Registration
Common Service Centres (CSC) is one of India's largest digital service delivery networks, operated by the CSC e-Governance Services India Limited under the Ministry of Electronics and Information Technology (MeitY). With over 5 lakh CSCs across rural and urban India, the scheme delivers 400+ government and private digital services at the village level — Aadhaar enrollment, PAN card, passport, banking, insurance, telemedicine, education, e-courts, FASTag, and more. Village Level Entrepreneurs (VLEs) operate CSCs and earn commission on every transaction. CSC reach: 2.5+ lakh Gram Panchayats covered. Apna CSC mobile app and apnacsc.in allows VLE registration, service catalog access, and earnings tracking.
Atmanirbhar Bharat Rojgar Yojana (ABRY) 2026 — EPF Contribution Support for New Employees | Establishment Scheme
Atmanirbhar Bharat Rojgar Yojana (ABRY) is a flagship employment generation scheme launched October 2020 to incentivise hiring of new employees post-COVID. The Government of India pays employer + employee EPF contributions (24% of wages) for 2 years for new employees earning up to ₹15,000/month, hired by establishments registered with EPFO. ABRY-1 ended March 2022; ABRY-2 extended till March 2024 covering 60+ lakh new employees. ABRY-3 (relaunched 2024) is currently active for new establishments. Implemented by Employees' Provident Fund Organisation (EPFO).
Make in India 2026 — Manufacturing Investment Push | PLI Schemes for 14 Sectors | makeinindia.com
Make in India is the Government of India's flagship initiative launched 25 September 2014 to transform India into a global manufacturing hub. Focuses on 25 sectors including: automobiles, aerospace, biotechnology, chemicals, defence, electronics, food processing, IT/BPM, leather, pharmaceuticals, ports, railways, renewable energy, roads, space, textiles, tourism, wellness. Augmented by Production Linked Incentive (PLI) Schemes for 14 sectors with ₹1.97 lakh crore outlay (2021-2027) — providing 4-6% incentive on incremental production to companies meeting investment + production thresholds.
National Career Service (NCS) Portal 2026 — Free Job Registration, Skill Training & Career Guidance | ncs.gov.in
National Career Service (NCS) Portal (ncs.gov.in) is India's largest online employment exchange and career development platform, launched in 2015 by the Ministry of Labour and Employment. It connects job seekers with employers, provides career counselling, skill development courses, apprenticeship opportunities, and internships — all FREE of cost. Over 1.4 crore registered job seekers, 2 lakh+ employers, and 20 lakh+ job vacancies listed. NCS also integrates with state employment exchanges, making registration valid across all states. Key features: Universal Account Number (UAN) for portability, Model Career Centres in districts, career counselling by trained counsellors, and skill gap assessment. Special focus on youth (18-35 years), women, PwD, and ex-servicemen. NCS Job Fair (Rozgar Mela) organised regularly. Integration with PM Internship Scheme 2026.
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About Employment Schemes in India
The Government of India runs several welfare schemes under the employment category to support citizens across all states. These schemes provide financial assistance, subsidies, training, and other benefits to eligible beneficiaries. All residents of India can apply for central government employment schemes by meeting the required eligibility criteria and submitting the necessary documents.
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