Disclaimer

1. Information Purpose Only

All content on schemesinindia.in is provided for general information and educational purposes only. While we strive to keep information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information, products, services, or related graphics contained on the website. Any reliance you place on such information is strictly at your own risk.

2. Always Verify on Official Portals

Government scheme details — eligibility criteria, benefit amounts, application deadlines, and document requirements — can change at any time without notice. Always verify the latest details on the official government portal (.gov.in or state-specific official domain) before applying or making any financial decision. We provide direct links to official portals on every scheme page. We recommend you cross-reference with at least two of: the official scheme portal, the relevant ministry website, and the Press Information Bureau (PIB) announcements.

3. No Application Processing or Personal Data Handling

We do not process applications, accept documents, or have access to any government database. We cannot check your application status, payment status, beneficiary eligibility, or process any government-related submission on your behalf. Please use the official portals or contact your nearest government office (Block Development Office, Tehsildar, District Collector, Common Service Centre, etc.) for these. We never ask for your Aadhaar, PAN, bank details, or any sensitive personal information.

4. External Links Disclaimer

Our website contains links to external websites — primarily official Indian government portals (e.g., pmkisan.gov.in, mhada.gov.in, scholarships.gov.in, ayushmanbharat.mygov.in). These links are provided for your convenience. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

5. Affiliate Disclosure

Our website may contain links to third-party financial products and services — particularly home loan partners listed on housing scheme pages (e.g., SBI, HDFC, ICICI, LIC Housing Finance, Bank of Baroda). At present, we do not earn any commission from these links. They are provided solely for user convenience to help compare loan options for government-allotted housing. In the future, if we partner with any service for affiliate revenue, we will clearly mark such links as "Sponsored" and update this disclosure section accordingly.

6. Advertising Disclosure

This website displays advertisements through Google AdSense and similar advertising networks. These ads help us keep the information free for all users. Advertisements are clearly labelled as "Advertisement" or "Ad" and are independent of our editorial content. We do not endorse any advertised products or services, and the appearance of an ad does not constitute a recommendation. Your interaction with advertisements is governed by the privacy policies of those advertisers.

7. Editorial Independence

Our editorial coverage is independent of any government, political party, advertiser, or sponsor. We do not accept payment in exchange for biased or promotional coverage of any scheme. If we ever publish sponsored or partner content, it will be clearly marked as such.

8. Errors and Omissions

Despite our best efforts, errors or omissions may occur. If you find any incorrect information, please email us at contact@schemesinindia.in with the scheme name, the incorrect detail, and the correct information with a source link. We aim to correct verified errors within 24-48 hours.

9. Limitation of Liability

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. Through this website, you are able to link to other websites which are not under our control.

10. Changes to This Disclaimer

We may update this Disclaimer from time to time. Any changes will be posted on this page with a revised "Last updated" date. Continued use of the website following any changes constitutes your acceptance of the updated Disclaimer.

11. Contact

For any questions about this Disclaimer, please contact us here.