AHP — Affordable Housing in Partnership 2026 — ₹1.5 Lakh Central Subsidy for EWS Homes | PMAY-Urban
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Key Facts
- Price Range
- Beneficiary cost typically ₹3-7 lakh after subsidies
- Flat / Plot Types
- EWS (30 sqm carpet area)
- Application Fee
- Varies by state/project
- Next Lottery
- Project-wise allotments by state/ULB
| Price Range | Beneficiary cost typically ₹3-7 lakh after subsidies |
| Flat / Plot Types | EWS (30 sqm carpet area) |
| Application Fee | Varies by state/project |
| Next Lottery (Expected) | Project-wise allotments by state/ULB |
About AHP Affordable Housing Partnership
Affordable Housing in Partnership (AHP) is a vertical under PMAY-Urban where the central government provides ₹1.5 lakh subsidy per EWS unit (carpet area up to 30 sqm) for construction of EWS dwelling units in partnership with state governments, ULBs, parastatals, or private developers. AHP enables affordable housing colonies/projects where at least 35% of the total dwelling units are EWS-category. State/ULBs/private developers construct; central + state subsidies cover ~40-50% of construction cost; beneficiaries pay the balance.
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✅ Eligibility for AHP Affordable Housing Partnership
- ✓EWS family — annual household income up to ₹3 lakh
- ✓No pucca house owned by family anywhere in India
- ✓Listed on PMAY Aadhaar-linked beneficiary database
- ✓Indian citizen 18+
- ✓Aadhaar mandatory
📄 Documents Required for AHP Affordable Housing Partnership
- 📄Aadhaar Card (all family)
- 📄Income certificate (≤ ₹3 lakh)
- 📄Affidavit (no pucca house)
- 📄Bank passbook (Aadhaar-linked)
- 📄Caste certificate (priority categories)
📝 How to Apply for AHP Affordable Housing Partnership (Step-by-Step)
- 1Check ongoing AHP projects in your city/state at pmaymis.gov.in
- 2Apply at ULB (Municipal Corporation/Council) or state housing board office
- 3Submit Aadhaar, income certificate, affidavit, and PMAY application form
- 4After verification and approval, you get an allotment letter
- 5Pay beneficiary contribution (typically ₹3-7 lakh) in instalments
- 6Construction completes; possession given
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🏦 Home Loan Partners for AHP Affordable Housing Partnership
Get pre-approved home loan before applying — banks offer competitive rates for Central Housing flats due to clear title.
Disclosure: The bank links below are direct official URLs to each bank's home loan page. We do not currently earn any commission. We list these solely to help users compare options. Always read loan terms carefully before applying.
❓ Frequently Asked Questions — AHP Affordable Housing Partnership
▶What is AHP under PMAY?
▶What is the beneficiary cost under AHP?
▶Who is eligible for AHP?
▶How to find AHP projects in my city?
▶Can I get a home loan for AHP flat?
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Related Central Housing Schemes
CLSS Credit Linked Subsidy
Up to ₹2.67 lakh upfront interest subsidy on PMAY home loans for EWS/LIG/MIG families
BLC Beneficiary-Led Construction
₹1.5 lakh central + state contribution (₹2.5-4 lakh total) for EWS family to construct/enhance own pucca house
HUDCO Home Loans
HUDCO home loans up to ₹50 lakh + PMAY CLSS processing + concessional rates for government housing board flats