Schemes In India
State Housing Boards💰 HIGH DEMAND

OSHB Odisha State Housing Board 2026 — Bhubaneswar Housing | oshb.in

📍 Bhubaneswar, Cuttack, Berhampur, OdishaLast updated:
💰 Benefit
Affordable Odisha housing + Mo Ghara state housing for rural poor

Advertisement

Ad Placeholder

Key Facts

Price Range
₹8 lakh – ₹50 lakh
Flat / Plot Types
EWS, LIG, MIG
Application Fee
₹500
Next Lottery
Periodic schemes
🚀 Apply at OSHB
https://oshb.in

About OSHB Odisha Housing

Odisha State Housing Board (OSHB) — established 1968 — develops affordable housing across Odisha. Major projects in Bhubaneswar (Chandrasekharpur, Patia, Saheed Nagar, Nayapalli), Cuttack, Berhampur, Rourkela, Sambalpur, Balasore. OSHB also implements PMAY-State affordable housing and Odisha's flagship Mo Ghara housing scheme (₹3 lakh assistance for rural housing).

Advertisement

Ad Placeholder

✅ Eligibility for OSHB Odisha Housing

  • ✓Odisha domicile
  • ✓Income limits
  • ✓Aadhaar

📄 Documents Required for OSHB Odisha Housing

  • 📄Aadhaar
  • 📄Odisha Domicile
  • 📄Income certificate
  • 📄Caste certificate
  • 📄Bank passbook

Advertisement

Ad Placeholder

🏦 Home Loan Partners for OSHB Odisha Housing

Get pre-approved home loan before applying — banks offer competitive rates for State Housing Boards flats due to clear title.

Disclosure: The bank links below are direct official URLs to each bank's home loan page. We do not currently earn any commission. We list these solely to help users compare options. Always read loan terms carefully before applying.

SBIBank of IndiaIndian BankHDFC
💡 Tip: Compare interest rates and processing fees from 2-3 banks. Home loan eligibility = 50-60% of net monthly income for EMI.

❓ Frequently Asked Questions — OSHB Odisha Housing

▶What is OSHB?
Odisha State Housing Board (OSHB) — established 1968 — develops affordable housing across Odisha. Major projects in Bhubaneswar (capital), Cuttack, Berhampur, Rourkela, Sambalpur. Implements PMAY-State, and partners with Mo Ghara (Odisha's flagship rural housing scheme) and Biju Pucca Ghar Yojana.
▶What is Mo Ghara scheme and how is it linked to OSHB?
Mo Ghara (My Home) is Odisha's flagship rural housing scheme launched by Naveen Patnaik government, continuing under new government. Provides ₹3 lakh assistance to landless/houseless rural families for pucca house construction. Implemented by Panchayati Raj Department with OSHB technical support.
▶Which Bhubaneswar areas have OSHB flats?
Major OSHB Bhubaneswar locations: Chandrasekharpur (premium), Patia (near KIIT University), Saheed Nagar, Nayapalli, Khandagiri, Kalinga Vihar. Cuttack: Markat Nagar, Choudhury Bazar. Each location has different scheme cycles.
▶How affordable are Bhubaneswar OSHB flats?
Bhubaneswar OSHB: EWS 1RK ₹8-12 lakh; LIG 1BHK ₹15-25 lakh; MIG 2BHK ₹30-50 lakh. Significantly cheaper than Bhubaneswar private builders (40-50% savings). Excellent for young professionals working in IT/government sectors and migrant families from rural Odisha.
▶Is Bhubaneswar good for property investment?
Yes — Bhubaneswar has steady growth: IT companies (Infosys, TCS, Wipro), educational hub (KIIT, IIT Bhubaneswar, NIT Rourkela), capital city growth, smart city designation. Real estate appreciates 7-10% annually. OSHB flats at affordable prices give good entry value with downside protection.

Advertisement

Ad Placeholder

Related State Housing Boards Schemes

TNHB Tamil Nadu Housing

Affordable Tamil Nadu housing — flats ₹15 lakh-2 crore + residential plots — state-developed planned layouts

KHB Karnataka Housing

Affordable Karnataka housing in tier-2 cities — flats ₹15 lakh-1.5 crore + sites — KHB-approved layouts

APHB Andhra Pradesh Housing

Affordable AP flats and PMAY-state housing for low-income families — Visakhapatnam, Vijayawada, Tirupati

TSHB Telangana Housing

FREE 2BHK Dignity Housing for poor + affordable EWS-LIG flats + HIG flats across Telangana

📢 Get free scheme updates!
WhatsApp Channel
Join Telegram

Advertisement

Ad Placeholder