Jagananna Thodu AP — Quick Overview
| Scheme Name | Jagananna Thodu Scheme 2026 — ₹10,000 Working Capital for Street Vendors & Small Traders | ap.gov.in |
| State | Andhra Pradesh (आंध्र प्रदेश) |
| Launched By | Government of Andhra Pradesh |
| Launch Year | 2020 |
| Benefit | ₹10,000 interest-free working capital (Year 1) → ₹15,000 (Year 2) → ₹20,000 (Year 3) for street vendors and small traders |
| Category | Finance |
| Last Verified | 16 May 2026 |
| Official Portal | https://apgramasachivalayam.ap.gov.in |
What is Jagananna Thodu AP?
Jagananna Thodu (meaning 'Jagan's support') is Andhra Pradesh government's scheme to provide interest-free working capital loan of ₹10,000 per year to street vendors, small traders, and micro-entrepreneurs. Launched under the YSR Congress government, the scheme targets BC (Backward Class), SC, ST, and minority vendors who lack access to formal credit. The ₹10,000 is given as direct cash/DBT — NO interest, NO collateral. Beneficiaries can use it to replenish stock, purchase raw materials, or expand their business. Re-application is allowed each year (second year: ₹15,000; third year: ₹20,000 with good track record). Implemented through Grama/Ward Sachivalayam. Over 25 lakh beneficiaries covered in initial phases. The scheme complements PM SVANidhi (central street vendor loan) — both can be availed.
Under this scheme, eligible beneficiaries receive ₹10,000 interest-free working capital (Year 1) → ₹15,000 (Year 2) → ₹20,000 (Year 3) for street vendors and small traders. The scheme was launched in 2020 and is implemented by the Government of Andhra Pradesh.
जगनन्ना थोडु — AP के फुटपाथ विक्रेताओं, छोटे व्यापारियों को ₹10,000 ब्याज-मुक्त कार्यशील पूंजी। BC/SC/ST/अल्पसंख्यक विक्रेता। पहले वर्ष ₹10,000, दूसरे वर्ष ₹15,000, तीसरे वर्ष ₹20,000। Grama Sachivalayam से आवेदन।
₹10,000-20,000 ब्याज-मुक्त working capital — फुटपाथ विक्रेता, छोटे व्यापारी
Benefits of Jagananna Thodu AP
✅ ₹10,000 interest-free working capital (Year 1) → ₹15,000 (Year 2) → ₹20,000 (Year 3) for street vendors and small traders
₹10,000-20,000 ब्याज-मुक्त working capital — फुटपाथ विक्रेता, छोटे व्यापारी
Who is Eligible for Jagananna Thodu AP?
- ✓ Street vendors, pushcart vendors, small traders, micro-entrepreneurs
- ✓ Andhra Pradesh domicile
- ✓ BC, SC, ST, or minority community (priority — scheme primarily for BC categories)
- ✓ Annual family income ≤ ₹1.5 lakh
- ✓ Must be an active vendor/trader (livelihood from the business)
- ✓ Aadhaar-linked bank account mandatory
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Documents Required for Jagananna Thodu AP
How to Apply for Jagananna Thodu AP Online?
- 1Visit the official portal: https://apgramasachivalayam.ap.gov.in
- 2Register using your Aadhaar-linked mobile number and verify OTP
- 3Fill in the application form with personal and bank details
- 4Upload required documents
- 5Submit the application and note down the reference number
- 6Track application status on the official portal
Official Government Portal — Andhra Pradesh
Apply directly on the official Andhra Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at nearest Grama/Ward Sachivalayam — ap.gov.inFrequently Asked Questions — Jagananna Thodu AP
Common Questions About Andhra Pradesh Government Schemes
వైఎస్ఆర్ చేయూత ఎవరికి అర్హులు?+
ఆంధ్రప్రదేశ్ నివాసి, వయసు 45-60 సంవత్సరాలు, SC/ST/BC/మైనారిటీ కమ్యూనిటీ, కుటుంబ ఆదాయం ₹1.5 లక్షకు తక్కువ (గ్రామీణ) / ₹2 లక్షకు తక్కువ (పట్టణ).
YSR Cheyutha amount per year?+
₹75,000 per year — paid as ₹18,750 per quarter (4 instalments) directly via DBT to the woman's Aadhaar-linked bank account.
అమ్మ ఒడి ఎంత వస్తుంది?+
₹15,000 సంవత్సరానికి — DBT ద్వారా నేరుగా తల్లి ఆధార్-లింక్ బ్యాంక్ ఖాతాలో జమ అవుతుంది.
YSR Amma Vodi AP eligibility 2026?+
Mother/guardian, child enrolled in AP government/tribal welfare/social welfare school (Class 1-12), Aadhaar-linked bank account, no income tax payer family.
జగనన్న విద్యా దీవెన కోసం అర్హులు ఎవరు?+
SC, ST, BC, Kapu, Minority, EWS విద్యార్థులు — వార్షిక కుటుంబ ఆదాయం ₹2.5 లక్షల వరకు — AP లో ITI/Polytechnic/Degree/Professional course చదువుతున్నవారు.
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