Meghalaya Health Insurance Scheme — Quick Overview
| Scheme Name | Meghalaya Health Insurance Scheme 2026 — ₹5 Lakh Cashless Cover for BPL Families | MHIS |
| State | Meghalaya (मेघालय) |
| Launched By | Government of Meghalaya |
| Launch Year | 2012 |
| Benefit | ₹5 lakh cashless health insurance per year for BPL families |
| Category | Health |
| Beneficiaries | 3 lakh+ BPL families in Meghalaya |
| Last Verified | 2 May 2026 |
| Official Portal | https://mhis.meghalaya.gov.in |
What is Meghalaya Health Insurance Scheme?
The Meghalaya Health Insurance Scheme (MHIS) provides cashless health insurance coverage of up to ₹5 lakh per year to BPL (Below Poverty Line) families in Meghalaya. Beneficiary families can avail cashless treatment at empanelled government and private hospitals across Meghalaya and select hospitals in other states. MHIS covers hospitalization, surgeries, pre and post-hospitalization expenses.
Under this scheme, eligible beneficiaries receive ₹5 lakh cashless health insurance per year for BPL families. The scheme was launched in 2012 and is implemented by the Government of Meghalaya.
मेघालय हेल्थ इंश्योरेंस स्कीम (MHIS) BPL परिवारों को ₹5 लाख/वर्ष का कैशलेस स्वास्थ्य बीमा कवरेज प्रदान करती है। लाभार्थी परिवार मेघालय और अन्य राज्यों के पैनलबद्ध सरकारी व निजी अस्पतालों में कैशलेस उपचार प्राप्त कर सकते हैं। अस्पताल में भर्ती, सर्जरी, पूर्व और बाद के खर्च शामिल हैं।
₹5 लाख/वर्ष कैशलेस स्वास्थ्य बीमा — BPL परिवारों के लिए
मेघालय हेल्थ इंश्योरेंस स्कीम (MHIS) BPL परिवारों को ₹5 लाख प्रति वर्ष का कैशलेस स्वास्थ्य बीमा प्रदान करती है। mhis.meghalaya.gov.in पर या नजदीकी CSC / जिला स्वास्थ्य कार्यालय में पंजीकरण कर MHIS स्मार्ट कार्ड प्राप्त करें और पैनलबद्ध अस्पतालों में कैशलेस इलाज का लाभ उठाएं।
📌 फायदा: ₹5 लाख/वर्ष कैशलेस स्वास्थ्य बीमा — पूरे परिवार के लिए
पात्रता:
BPL राशन कार्ड धारक मेघालय परिवार, स्थायी निवासी, आधार कार्ड अनिवार्य।
अर्ज कसा करावा:
mhis.meghalaya.gov.in पर जाएं या नजदीकी जिला स्वास्थ्य कार्यालय / CSC में आधार और BPL राशन कार्ड लेकर जाएं और MHIS enrollment कराएं।
Benefits of Meghalaya Health Insurance Scheme
✅ ₹5 lakh cashless health insurance per year for BPL families
₹5 लाख/वर्ष कैशलेस स्वास्थ्य बीमा — BPL परिवारों के लिए
Who is Eligible for Meghalaya Health Insurance Scheme?
- ✓ BPL (Below Poverty Line) family in Meghalaya with BPL ration card
- ✓ Permanent resident of Meghalaya
- ✓ Entire family unit (up to 5 members) covered under one policy
- ✓ Not already covered under PMJAY (Ayushman Bharat) — MHIS covers the gap
- ✓ Aadhaar card required for beneficiary identification
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Documents Required for Meghalaya Health Insurance Scheme
How to Apply for Meghalaya Health Insurance Scheme Online?
- 1Visit mhis.meghalaya.gov.in or the nearest Common Service Centre (CSC) / District Health Office
- 2Check your name in the MHIS beneficiary list using Aadhaar or ration card number
- 3If eligible, complete enrollment and obtain the MHIS smart card
- 4Visit any empanelled hospital and show the MHIS smart card at the insurance helpdesk
- 5Cashless treatment up to ₹5 lakh per year is provided — no cash payment needed for covered procedures
Official Government Portal — Meghalaya
Apply directly on the official Meghalaya government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 MHIS Meghalaya Official PortalFrequently Asked Questions — Meghalaya Health Insurance Scheme
Common Questions About Meghalaya Government Schemes
CMSS Meghalaya mein kitna paisa milta hai?+
Chief Minister's Social Scheme (CMSS) Meghalaya में Class 12 पास करने वाली और higher education में प्रवेश लेने वाली लड़कियों को ₹40,000 एकमुश्त मिलते हैं।
CMSS Meghalaya eligibility 2026?+
Girl student, permanent Meghalaya resident, passed Class 12 from a government school, enrolled in recognized college for higher education, family income below ₹3 lakh.
MEDS Meghalaya mein kitna loan milta hai?+
Meghalaya Enterprise Development Scheme (MEDS) mein eligible youth ko new enterprise shuru karne ke liye 4% annual interest par ₹2 lakh se ₹10 lakh tak ka loan milta hai.
MEDS Meghalaya eligibility 2026?+
Permanent Meghalaya resident, age 18–40, minimum Class 8 pass, unemployed, viable project report, family income below ₹3 lakh, no previous loan default.
Meghalaya social security pension mein kitna milta hai?+
Senior citizens (60+): ₹1,000/month (state + central combined). Widows: ₹1,000/month. Persons with 40%+ disability: ₹1,000–₹1,500/month. All via DBT to Aadhaar-linked bank account.
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More Meghalaya Government Schemes
Chief Minister's Social Scheme Meghalaya 2026 — ₹40,000 for Girls Completing Class 12 | CMSS
✅ ₹40,000 one-time financial incentive for girls completing Class 12 and entering higher education
Meghalaya Enterprise Development Scheme (MEDS) 2026 — ₹2–10 Lakh Loan at 4% for Youth | Self-Employment
✅ ₹2–10 lakh at 4% interest for youth enterprise in Meghalaya
Meghalaya Social Security Pension 2026 — ₹1,000–₹1,500/Month for Elderly, Widows & Disabled | socialwelfare.meghalaya.gov.in
✅ ₹1,000–₹1,500/month for senior citizens (60+), widows, and disabled persons in Meghalaya via DBT
Meghalaya Organic Mission 2026 — ₹10,000 Support for Organic Farmers | Chemical-Free Farming
✅ ₹10,000 financial assistance for organic inputs, PGS certification, and training per registered farmer
Meghalaya Post-Matric Scholarship for ST Students 2026 — ₹5,000–₹15,000/Year | scholarships.gov.in
✅ ₹5,000–₹15,000/year scholarship for Meghalaya ST students in Class 11 through postgraduate — covers tuition, hostel, and incidental charges
Meghalaya Chief Minister's Relief Fund — Medical Assistance 2026 — ₹2 Lakh for BPL Critical Illness | CM Relief Meghalaya
✅ Up to ₹2 lakh emergency medical assistance for BPL families in Meghalaya
Meghalaya MILMa — Women SHG Micro-Enterprise Loan 2026 — ₹50,000–₹3 Lakh for Women SHGs | Livelihood Mission
✅ ₹50,000–₹3 lakh micro-enterprise loan + skill training + market linkage for women SHG members in Meghalaya