Punjab Mukhyamantri Sehat Bima Yojana — Quick Overview
| Scheme Name | Punjab Mukhyamantri Sehat Bima Yojana 2026 — Free Health Insurance ₹10 Lakh | sehatbimayojana.punjab.gov.in |
| State | Punjab (पंजाब) |
| Launched By | Government of Punjab |
| Launch Year | 2019 |
| Benefit | Free cashless health insurance ₹10 lakh per family per year — hospitalisation, surgery, cancer, organ transplants — 700+ hospitals Punjab + India |
| Category | Health |
| Beneficiaries | 60 lakh+ families covered across Punjab |
| Last Verified | 2 May 2026 |
| Official Portal | https://sehatbimayojana.punjab.gov.in |
What is Punjab Mukhyamantri Sehat Bima Yojana?
Punjab Mukhyamantri Sehat Bima Yojana (formerly Sarbat Sehat Bima Yojana) is the AAP Government's flagship free health insurance scheme covering all Punjab families with cashless treatment up to ₹10 lakh per family per year. The scheme was significantly expanded by the AAP government in 2022 — raising coverage from ₹5 lakh to ₹10 lakh and extending it universally to all Punjab families (over 60 lakh families). It covers hospitalisation, surgery, cancer treatment, critical illness, and organ transplants at over 700+ empanelled government and private hospitals across Punjab and India. No premium is charged to any beneficiary family.
Under this scheme, eligible beneficiaries receive Free cashless health insurance ₹10 lakh per family per year — hospitalisation, surgery, cancer, organ transplants — 700+ hospitals Punjab + India. The scheme was launched in 2019 and is implemented by the Government of Punjab.
ਮੁੱਖ ਮੰਤਰੀ ਸਿਹਤ ਬੀਮਾ ਯੋਜਨਾ — Punjab ਦੇ ਸਾਰੇ ਪਰਿਵਾਰਾਂ ਲਈ ₹10 ਲੱਖ/ਸਾਲ ਮੁਫ਼ਤ cashless health insurance. AAP ਸਰਕਾਰ 2022 ਵਿੱਚ ₹5 ਲੱਖ ਤੋਂ ₹10 ਲੱਖ. 60 ਲੱਖ+ ਪਰਿਵਾਰ covered. 700+ empanelled hospitals.
₹10 ਲੱਖ/ਸਾਲ cashless health insurance — ਹਸਪਤਾਲ, surgery, cancer — 700+ empanelled hospitals — ਸਾਰੇ Punjab ਪਰਿਵਾਰ
ਮੁੱਖ ਮੰਤਰੀ ਸਿਹਤ ਬੀਮਾ ਯੋਜਨਾ ਪੰਜਾਬ ਦੇ ਸਾਰੇ ਪਰਿਵਾਰਾਂ ਨੂੰ ₹10 ਲੱਖ/ਸਾਲ ਦਾ cashless ਇਲਾਜ ਦਿੰਦੀ ਹੈ। ਕੋਈ premium ਨਹੀਂ। ਸਰਕਾਰ ਸਾਰਾ ਖਰਚਾ ਦਿੰਦੀ ਹੈ। 700+ hospitals ਪੰਜਾਬ + India ਵਿੱਚ।
📌 फायदा: ₹10 ਲੱਖ/ਸਾਲ cashless health insurance — ਸਾਰੇ Punjab ਪਰਿਵਾਰ — ਕੋਈ premium ਨਹੀਂ
पात्रता:
Punjab ਦੇ ਸਾਰੇ ਪਰਿਵਾਰ। Aadhaar-linked। ਕੋਈ income limit ਨਹੀਂ।
अर्ज कसा करावा:
sehatbimayojana.punjab.gov.in ਤੇ Aadhaar number ਨਾਲ check ਕਰੋ। ਜੇ registered ਨਹੀਂ ਤਾਂ CSC ਜਾਓ → Sehat Card ਲਓ → hospital ਵਿੱਚ TPA desk ਤੇ ਦਿਓ।
Benefits of Punjab Mukhyamantri Sehat Bima Yojana
✅ Free cashless health insurance ₹10 lakh per family per year — hospitalisation, surgery, cancer, organ transplants — 700+ hospitals Punjab + India
₹10 ਲੱਖ/ਸਾਲ cashless health insurance — ਹਸਪਤਾਲ, surgery, cancer — 700+ empanelled hospitals — ਸਾਰੇ Punjab ਪਰਿਵਾਰ
Who is Eligible for Punjab Mukhyamantri Sehat Bima Yojana?
- ✓ All Punjab resident families — universal coverage (no income limit)
- ✓ Aadhaar-linked family — verified through Punjab's resident database
- ✓ Coverage: 5 family members (can include up to 3 dependent children + parents)
- ✓ Available at 700+ empanelled government and private hospitals in Punjab and other states
- ✓ No premium required — government bears entire cost
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Documents Required for Punjab Mukhyamantri Sehat Bima Yojana
How to Apply for Punjab Mukhyamantri Sehat Bima Yojana Online?
- 1sehatbimayojana.punjab.gov.in ਤੇ ਜਾਓ
- 2Aadhaar number enter ਕਰੋ → Check if family is registered
- 3ਜੇ registered ਨਹੀਂ ਤਾਂ nearest Common Service Centre (CSC) ਜਾਓ
- 4Aadhaar + family details ਦਿਓ → Sehat Card generate ਹੋਵੇਗਾ
- 5Sehat Card download ਕਰੋ ਜਾਂ print ਕਰੋ
- 6Hospital ਵਿੱਚ admit ਹੋਣ ਵੇਲੇ Sehat Card + Aadhaar TPA desk ਤੇ ਦਿਓ — cashless treatment
Official Government Portal — Punjab
Apply directly on the official Punjab government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Check at sehatbimayojana.punjab.gov.in or nearest CSCFrequently Asked Questions — Punjab Mukhyamantri Sehat Bima Yojana
Common Questions About Punjab Government Schemes
ਆਟਾ ਦਾਲ ਸਕੀਮ ਵਿੱਚ ਕਿੰਨਾ ਆਟਾ ਮਿਲਦਾ ਹੈ?+
ਹਰ BPL ਯੂਨਿਟ ਲਈ ਪ੍ਰਤੀ ਮਹੀਨਾ ਨਿਰਧਾਰਿਤ ਮਾਤਰਾ ਵਿੱਚ ₹2/ਕਿਲੋ ਦੇ ਹਿਸਾਬ ਨਾਲ ਆਟਾ ਮਿਲਦਾ ਹੈ।
Atta Daal Scheme Punjab eligibility 2026?+
Punjab BPL/SC families holding Punjab Smart Ration Card or Blue Card issued by the Punjab government.
Ghar Ghar Rozgar Punjab portal kya hai?+
pgrkam.com पंजाब सरकार का रोजगार पोर्टल है जहाँ बेरोजगार युवा नि:शुल्क पंजीकरण करके रोजगार मेला, नौकरी अलर्ट और प्लेसमेंट सहायता पा सकते हैं।
ਘਰ ਘਰ ਰੋਜ਼ਗਾਰ ਵਿੱਚ ਕਿਵੇਂ ਰਜਿਸਟਰ ਕਰੀਏ?+
pgrkam.com ਤੇ ਜਾਓ → Job Seeker Registration → ਆਧਾਰ OTP ਨਾਲ ਤਸਦੀਕ → ਵਿੱਦਿਅਕ ਯੋਗਤਾ ਭਰੋ → Submit ਕਰੋ।
ਆਮ ਆਦਮੀ ਕਲੀਨਿਕ ਵਿੱਚ ਕੀ ਮੁਫ਼ਤ ਮਿਲਦਾ ਹੈ?+
Doctor consultation, 100+ diagnostic tests (blood test, urine test, sugar, BP, ECG etc.), and free medicines. No registration fee, no OPD charge, no lab charge.
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