SAHI Sikkim Arogya Health Insurance — Quick Overview
| Scheme Name | SAHI — Sikkim Arogya Health Insurance Scheme 2026 — ₹5 Lakh Free Health Cover | sikkimhealth.gov.in |
| State | Sikkim (सिक्किम) |
| Launched By | Government of Sikkim |
| Launch Year | 2019 |
| Benefit | ₹5 lakh per family per year cashless — ALL Sikkim domicile holders — empanelled hospitals Sikkim + Siliguri + Kolkata referral |
| Category | Health |
| Beneficiaries | 1.4 lakh+ families — all Sikkim domicile holders |
| Last Verified | 2 May 2026 |
| Official Portal | https://sikkimhealth.gov.in |
What is SAHI Sikkim Arogya Health Insurance?
SAHI (Sikkim Arogya Health Insurance) is Sikkim Government's flagship universal health insurance scheme providing cashless treatment up to ₹5 lakh per family per year. SAHI covers ALL Sikkim domicile holders — extending AB-PMJAY to families above the BPL threshold. The scheme covers over 1.4 lakh families (Sikkim's entire population) across all four districts. SAHI works at empanelled government and private hospitals within Sikkim and at major referral hospitals in Siliguri, Kolkata, and other cities. The scheme is particularly important for Sikkim as the state has limited medical facilities for complex procedures, requiring referral care outside the state.
Under this scheme, eligible beneficiaries receive ₹5 lakh per family per year cashless — ALL Sikkim domicile holders — empanelled hospitals Sikkim + Siliguri + Kolkata referral. The scheme was launched in 2019 and is implemented by the Government of Sikkim.
SAHI — Sikkim Arogya Health Insurance — সিকিমের সকল domicile holders ₹5 লাখ/বছর cashless — AB-PMJAY universal। 1.4 লাখ পরিবার covered। Siliguri, Kolkata referral hospitals included। sikkimhealth.gov.in apply।
₹5 লাখ/বছর — সিকিম সকল পরিবার — no income limit — empanelled hospitals + Siliguri/Kolkata referral
SAHI (सिक्किम आरोग्य स्वास्थ्य बीमा) सिक्किम सरकारको सार्वभौमिक स्वास्थ्य बीमा योजना हो जसले सबै सिक्किम domicile holder लाई ₹5 लाख/वर्ष cashless उपचार दिन्छ। Siliguri, Kolkata referral hospitals पनि सामेल छन्। sikkimhealth.gov.in मा apply गर्नुस्।
📌 फायदा: ₹5 लाख/वर्ष cashless — सिक्किमका सबै परिवार — कुनै आय सीमा छैन — empanelled hospitals + referral
पात्रता:
सिक्किम Subject Certificate / CoI। कुनै आय सीमा छैन। Aadhaar-linked।
अर्ज कसा करावा:
sikkimhealth.gov.in → SAHI enrollment → Sikkim Subject Cert + Aadhaar → district hospital → SAHI card → hospital TPA desk।
Benefits of SAHI Sikkim Arogya Health Insurance
✅ ₹5 lakh per family per year cashless — ALL Sikkim domicile holders — empanelled hospitals Sikkim + Siliguri + Kolkata referral
₹5 লাখ/বছর — সিকিম সকল পরিবার — no income limit — empanelled hospitals + Siliguri/Kolkata referral
Who is Eligible for SAHI Sikkim Arogya Health Insurance?
- ✓ Sikkim domicile holder (Sikkim Subject Certificate or Certificate of Identification)
- ✓ ALL Sikkim residents — no income limit (extends beyond AB-PMJAY BPL limit)
- ✓ Family: husband, wife, and dependent children covered
- ✓ Available at empanelled hospitals in Sikkim and referral hospitals in Siliguri, Kolkata, Vellore
- ✓ Aadhaar-linked registration for SAHI card
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Documents Required for SAHI Sikkim Arogya Health Insurance
How to Apply for SAHI Sikkim Arogya Health Insurance Online?
- 1sikkimhealth.gov.in পর যান অথবা নিকটবর্তী District Hospital বা CSC-এ যান
- 2Sikkim Subject Certificate / CoI + Aadhaar নিয়ে আসুন
- 3SAHI enrollment form পূরণ করুন
- 4Biometric verification — SAHI card জারি হবে
- 5Hospital-এ ভর্তি হলে SAHI card + Aadhaar TPA desk-এ দিন
- 6₹5 লাখ পর্যন্ত cashless চিকিৎসা — Sikkim + referral hospitals
Official Government Portal — Sikkim
Apply directly on the official Sikkim government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply / check at sikkimhealth.gov.in or district hospitalFrequently Asked Questions — SAHI Sikkim Arogya Health Insurance
Common Questions About Sikkim Government Schemes
सिक्किम आमा योजनामा कति पैसा पाइन्छ?+
सिक्किम आमा योजनामा एकल, विधवा वा निराश्रित महिलाहरूलाई मासिक ₹३,००० DBT मार्फत आधार-लिंक बैंक खातामा पाठाइन्छ।
Sikkim Aama Yojana eligibility 2026?+
Permanent Sikkim resident (Sikkim Subject Certificate holder), woman who is single/widowed/abandoned/destitute, age 18+, no regular income, annual family income below ₹2 lakh.
सिक्किम CM-SEED योजना में कितना लोन मिलता है?+
CM-SEED सिक्किम में पात्र युवाओं को नए उद्यम शुरू करने के लिए 4% वार्षिक ब्याज दर पर ₹2 लाख तक का ऋण दिया जाता है।
Sikkim CM-SEED eligibility 2026?+
Permanent Sikkim resident (Sikkim Subject Certificate holder), age 18–40, Class 10 pass, unemployed, must have a viable business plan, family income below ₹3 lakh.
Sikkim Mission Organic mein farmers ko kya milta hai?+
₹10,000/hectare organic farming grant, free certified organic seeds, bio-fertilizers (vermicompost, neem cake), free PGS/NPOP certification support, and market linkage to premium organic markets. All 75,000+ Sikkim farmers are certified organic.
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सिक्किम आमा योजना 2026 — एकल/विधवा महिलाओं को ₹3,000/माह | Sikkim Aama Yojana
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सिक्किम CM-SEED योजना 2026 — युवा उद्यमियों को 4% ब्याज पर ₹2 लाख ऋण | CM SEED Sikkim
✅ ₹2 lakh loan at 4% annual interest for youth enterprise development in Sikkim
Sikkim Mission Organic Farming Support 2026 — ₹10,000/Hectare | India's First 100% Organic State
✅ ₹10,000/hectare organic farming support + free certified organic seeds + PGS certification + bio-inputs for all Sikkim farmers
Sikkim Senior Citizen Pension & Social Security 2026 — ₹1,500–₹2,000/Month for 60+ Elderly | Sikkim Pension
✅ ₹1,500–₹2,000/month for elderly (60+), widows, and disabled persons in Sikkim — one of higher NE pension rates
Sikkim Chief Minister's Scholarship 2026 — ₹15,000–₹25,000/Year for Meritorious Students | CM Scholarship Sikkim
✅ ₹15,000–₹25,000/year for meritorious Sikkim students in graduation to professional courses
Sikkim Chief Minister Rural Housing Mission & PMAY-G 2026 — ₹2 Lakh for BPL House | Sikkim Housing
✅ ₹2 lakh for pucca house construction for BPL families in Sikkim (enhanced hilly rate) + state top-up in some cases