Bihar Student Credit Card — Quick Overview
| Scheme Name | Bihar Student Credit Card Yojana 2026 — ₹4 Lakh Education Loan at 4% |
| State | Bihar (बिहार) |
| Launched By | Government of Bihar |
| Launch Year | 2016 |
| Benefit | ₹4 lakh education loan at 4% interest (1% for girls/disabled) |
| Category | Education |
| Last Verified | 1 April 2026 |
| Official Portal | https://www.7nishchay-yuvaupmission.bihar.gov.in |
What is Bihar Student Credit Card?
Bihar Student Credit Card Yojana provides education loans up to ₹4 lakh at a simple interest rate of 4% (1% for girls and disabled students) to Bihar students for higher education.
Under this scheme, eligible beneficiaries receive ₹4 lakh education loan at 4% interest (1% for girls/disabled). The scheme was launched in 2016 and is implemented by the Government of Bihar.
बिहार स्टूडेंट क्रेडिट कार्ड योजना में 12वीं पास छात्रों को उच्च शिक्षा के लिए 4% ब्याज पर ₹4 लाख तक का शिक्षा ऋण मिलता है।
4% ब्याज पर ₹4 लाख शिक्षा ऋण — लड़कियों और दिव्यांगों के लिए 1%
Benefits of Bihar Student Credit Card
✅ ₹4 lakh education loan at 4% interest (1% for girls/disabled)
4% ब्याज पर ₹4 लाख शिक्षा ऋण — लड़कियों और दिव्यांगों के लिए 1%
Who is Eligible for Bihar Student Credit Card?
- ✓ Bihar resident student who has passed Class 12 from a Bihar school
- ✓ Enrolled or seeking admission in a recognised higher education institution
- ✓ Age up to 25 years at time of application
- ✓ Pursuing graduation, polytechnic, or approved skill courses
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Documents Required for Bihar Student Credit Card
How to Apply for Bihar Student Credit Card Online?
- 1Visit the official portal: https://www.7nishchay-yuvaupmission.bihar.gov.in
- 2Register using your Aadhaar-linked mobile number and verify OTP
- 3Fill in the application form with personal and bank details
- 4Upload required documents
- 5Submit the application and note down the reference number
- 6Track application status on the official portal
Official Government Portal — Bihar
Apply directly on the official Bihar government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at www.7nishchay-yuvaupmission.bihar.gov.inFrequently Asked Questions — Bihar Student Credit Card
Common Questions About Bihar Government Schemes
How much money is given under Kanya Utthan Yojana?+
₹2,000 at birth (for BPL families); ₹1,000 at immunisation; sanitary napkin allowance ₹300/year from Class 7; uniform allowance ₹600–₹1,500; and ₹25,000 on passing Class 12 and ₹50,000 on graduating.
How to apply for Kanya Utthan Yojana graduation benefit?+
Apply online at medhasoft.bih.nic.in. Log in with your registration number, fill the application form, and upload required documents.
मुख्यमंत्री उद्यमी योजना बिहार में क्या मिलता है?+
₹10 लाख — ₹5 लाख अनुदान (वापस नहीं देना) और ₹5 लाख ब्याज-मुक्त ऋण जो 84 महीने की EMI में चुकाना होता है।
Bihar Udyami Yojana eligibility 2026?+
Bihar resident, age 18–50, minimum Matric pass. Categories: SC, ST, EBC, Women, Youth, Minority. Must start a new business — existing business not eligible.
बिहार वृद्धजन पेंशन में कितना पैसा मिलता है?+
60-79 वर्ष के बुजुर्गों को ₹400/माह और 80 वर्ष या उससे अधिक उम्र वालों को ₹500/माह मिलते हैं।
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📰 Latest News & Updates — Bihar Student Credit Card
More Bihar Government Schemes
Mukhyamantri Kanya Utthan Yojana Bihar 2026 — ₹50,000 for Girl Students
✅ ₹50,000 total assistance from birth to graduation in multiple instalments
मुख्यमंत्री उद्यमी योजना बिहार 2026 — ₹10 लाख लोन SC/ST/महिला/युवा उद्यमियों को
✅ ₹10 lakh — ₹5 lakh subsidy + ₹5 lakh interest-free loan (84-month repayment)
मुख्यमंत्री वृद्धजन पेंशन योजना बिहार 2026 — 60+ सभी बुजुर्गों को ₹400–₹500/माह
✅ ₹400/month (age 60–79) and ₹500/month (age 80+) — no income limit
बिहार मुख्यमंत्री ग्राम परिवहन योजना 2026 — SC/ST/EBC को वाहन खरीद पर 50% सब्सिडी
✅ 50% subsidy (up to ₹1 lakh) on 3-wheeler/4-wheeler vehicle for SC/ST/EBC rural youth
बिहार राज्य फसल सहायता योजना 2026 — ₹7,500-10,000/हेक्टेयर फसल नुकसान पर | pacsonline.bih.nic.in
✅ ₹7,500/hectare (up to 20% loss) or ₹10,000/hectare (above 20% loss) — no premium required
मुख्यमंत्री साइकिल योजना बिहार 2026 — Class 9 Students को Free Cycle | serviceonline.bihar.gov.in
✅ One free bicycle for every Class 9 student (girl and boy) in Bihar government secondary schools
सात निश्चय योजना 2.0 Bihar 2026 — Youth/Women Empowerment + Infrastructure | ₹5 Lakh Self-Employment
✅ ₹5 lakh self-employment loan for youth + women's empowerment + infrastructure + skill development
Bihar Scholarship Portal 2026 — SC/ST/BC/EBC Pre & Post Matric Scholarship | scholarships.gov.in
✅ ₹1,000–₹15,000+/year depending on class and category — Pre-Matric and Post-Matric scholarships
Bihar Mukhyamantri Swayam Sahayata Bhatta Yojana 2026 — Rs 1,000/Month to Unemployed Youth | 7nishchay-yuvaupmission.bihar.gov.in
✅ Rs 1,000/month for up to 2 years — for Class 12 passed unemployed youth aged 20-25
मुख्यमंत्री मेधावृत्ति योजना बिहार 2026 — 12वीं पास SC/ST छात्राओं को ₹10,000-15,000 | CM Medhavriti Bihar
✅ ₹15,000 (1st Division) or ₹10,000 (2nd Division) — for SC/ST girl students passing Class 12 in Bihar
बिहार कृषि इनपुट अनुदान 2026 — फसल नुकसान पर ₹13,500/हेक्टेयर | Bihar Krishi Input Anudan
✅ ₹13,500/hectare (irrigated) or ₹6,800/hectare (unirrigated) — crop loss due to flood, drought, hailstorm, unseasonal rain — max 2 hectares
Bihar Mukhyamantri Balika Protsahan Yojana (Matric) 2026 — ₹10,000 for Class 10 Pass Girls | Medhasoft Portal
✅ ₹10,000 (First Division) or ₹8,000 (Second Division) one-time cash for Bihar girl students passing Class 10 (Matriculation)
Bihar Mukhyamantri Balika Protsahan Yojana (Intermediate) 2026 — ₹25,000 for Class 12 Pass Girls | Medhasoft
✅ ₹25,000 one-time cash incentive for Bihar girl students passing Class 12 (Intermediate)
Bihar Mukhyamantri Mahila Rojgar Yojana 2026 — ₹10,000/Month + ₹2 Lakh Loan for 2 Crore Women | Bihar Mahila Samvad
✅ ₹10,000/month stipend + ₹2 lakh micro-enterprise loan + skill training for 50 lakh Bihar women SHG members
Bihar Krishi Yantra Anudan Yojana 2026 — 40-80% Farm Machinery Subsidy | farmech.bih.nic.in
✅ 40-80% subsidy on 75+ farm machinery — tractor up to ₹1.5L, harvester up to ₹15L, rotavator, thresher — Bihar farmers
Bihar Mukhyamantri Kanya Vivah Yojana 2026 — ₹5,000 Marriage Grant for BPL Daughters | serviceonline.bihar.gov.in
✅ ₹5,000 marriage grant (+ ₹2,000 if registered = ₹7,000 total) for BPL family daughters — anti-dowry scheme