DAY-NRLM Ajeevika — Quick Overview
| Scheme Name | DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in |
| Launched By | Government of India |
| Launch Year | 2011 |
| Benefit | SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh + Bank loan ₹3 lakh+ at subsidised rates |
| Category | Women |
| Last Verified | May 2026 |
| Official Portal | https://aajeevika.gov.in |
What is DAY-NRLM Ajeevika?
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Under this scheme, eligible beneficiaries receive SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh + Bank loan ₹3 lakh+ at subsidised rates. The scheme was launched in 2011 and is implemented by the Government of India.
दीनदयाल अंत्योदय योजना – राष्ट्रीय ग्रामीण आजीविका मिशन (DAY-NRLM) ग्रामीण गरीब महिलाओं को स्वयं सहायता समूह (SHG) में संगठित कर उन्हें बैंक ऋण, आजीविका सहायता और सामाजिक समर्थन देता है। SHG को ₹15,000 Revolving Fund, ₹2.5 लाख Community Investment Fund और बैंक से ₹3 लाख तक ऋण मिलता है।
SHG को ₹15,000 Revolving Fund + ₹2.5 लाख CIF + ₹3 लाख+ बैंक ऋण रियायती दर पर
Benefits of DAY-NRLM Ajeevika
SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh + Bank loan ₹3 lakh+ at subsidised rates
Who is Eligible for DAY-NRLM Ajeevika?
- ✓Rural poor women (BPL or identified by PRI / community process)
- ✓Willing to form a group of 10–15 women
- ✓Meeting regularly and maintaining group savings
- ✓Aadhaar-linked bank account for DBT transfers
- ✓No individual application — SHG must be formed collectively
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Documents Required for DAY-NRLM Ajeevika
How to Apply for DAY-NRLM Ajeevika Online?
- 1Visit the official portal at https://aajeevika.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on aajeevika.gov.inFrequently Asked Questions — DAY-NRLM Ajeevika
Common Questions About Women Schemes
What is PM Ujjwala Yojana 2.0?+
PMUY 2.0 extends the scheme to more beneficiaries including migrants and adds portability for refills anywhere in India.
How to apply for PM Ujjwala Yojana?+
Visit the nearest LPG distributor (HP, Bharatgas, or Indane) or apply online at pmuy.gov.in with your Aadhaar and BPL certificate.
What is the current interest rate for Sukanya Samriddhi Yojana?+
The interest rate is 8.2% per annum for FY 2025-26, compounded annually. This rate is reviewed quarterly by the government. It is one of the highest government-guaranteed rates in India — higher than PPF (7.1%) and NSC (7.7%).
Where can I open a Sukanya Samriddhi account?+
Open an SSY account at any post office or authorized banks: SBI, PNB, Bank of Baroda, Bank of India, Canara Bank, HDFC, ICICI, Axis Bank, and most major banks. You need the girl's birth certificate and parent's Aadhaar/PAN.
What are the key benefits of Beti Bachao Beti Padhao?+
Benefits include financial incentives for families with girl children, free education support, improved healthcare for girls, and community awareness programs to prevent female foeticide.
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📰 Latest News & Updates — DAY-NRLM Ajeevika
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