PM Fasal Bima — Quick Overview
| Scheme Name | PM Fasal Bima Yojana — Crop Insurance Scheme 2025 |
| Launched By | Government of India |
| Launch Year | 2016 |
| Benefit | Crop loss compensation with premium as low as 1.5% to 5% of sum insured |
| Category | Agriculture |
| Last Verified | May 2026 |
| Official Portal | https://pmfby.gov.in |
What is PM Fasal Bima?
Pradhan Mantri Fasal Bima Yojana provides comprehensive financial support to farmers who suffer crop loss due to natural calamities, pests, or diseases at very low premium rates.
Under this scheme, eligible beneficiaries receive Crop loss compensation with premium as low as 1.5% to 5% of sum insured. The scheme was launched in 2016 and is implemented by the Government of India.
Benefits of PM Fasal Bima
Crop loss compensation with premium as low as 1.5% to 5% of sum insured
Who is Eligible for PM Fasal Bima?
- ✓All farmers growing notified crops
- ✓Both loanee and non-loanee farmers
- ✓Sharecroppers and tenant farmers also eligible
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Documents Required for PM Fasal Bima
How to Apply for PM Fasal Bima Online?
- 1Visit the official portal at https://pmfby.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on pmfby.gov.inFrequently Asked Questions — PM Fasal Bima
Common Questions About Agriculture Schemes
When is the next PM Kisan installment?+
PM Kisan instalments are released 3 times a year — April-July, August-November, and December-March. The exact date is announced by the government.
How to check PM Kisan status?+
Go to pmkisan.gov.in, click 'Beneficiary Status', enter your Aadhaar number or mobile number to check your payment status.
What is the interest rate on Kisan Credit Card?+
The base interest rate is 9% p.a. The government provides a 2% interest subvention, bringing it to 7%. If you repay on time, an additional 3% prompt repayment incentive applies — making the effective rate just 4% per annum for loans up to Rs.3 lakh.
What is the credit limit on KCC?+
The credit limit is based on land holding, crop type, and the district's Scale of Finance (SoF) fixed by NABARD. It covers: (a) short-term crop cultivation needs, (b) post-harvest expenses, (c) maintenance of farm assets, and (d) consumption needs. For loans up to Rs.3 lakh, interest subvention applies. There is no maximum cap — high-value crops on large holdings can have limits of Rs.10 lakh+.
PM Kisan Maandhan Yojana में कितना पैसा जमा करना होता है?+
Entry age 18 पर ₹55/माह, 25 पर ₹80/माह, 30 पर ₹105/माह, 35 पर ₹150/माह, 40 पर ₹200/माह। सरकार इतनी ही राशि बराबर जमा करती है।
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