Sukanya Samriddhi — Quick Overview
| Scheme Name | Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme |
| Launched By | Government of India |
| Launch Year | 2015 |
| Benefit | 8.2% p.a. interest + full tax exemption (80C) for girl education & marriage |
| Category | Women |
| Last Verified | 1 April 2026 |
| Official Portal | https://www.indiapost.gov.in |
What is Sukanya Samriddhi?
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Under this scheme, eligible beneficiaries receive 8.2% p.a. interest + full tax exemption (80C) for girl education & marriage. The scheme was launched in 2015 and is implemented by the Government of India.
Benefits of Sukanya Samriddhi
8.2% p.a. interest + full tax exemption (80C) for girl education & marriage
Who is Eligible for Sukanya Samriddhi?
- ✓Girl child below 10 years
- ✓Indian resident
- ✓Only 2 accounts per family (one per girl child)
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Documents Required for Sukanya Samriddhi
How to Apply for Sukanya Samriddhi Online?
- 1Visit the official portal at https://www.indiapost.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on www.indiapost.gov.inFrequently Asked Questions — Sukanya Samriddhi
Common Questions About Women Schemes
What is PM Ujjwala Yojana 2.0?+
PMUY 2.0 extends the scheme to more beneficiaries including migrants and adds portability for refills anywhere in India.
How to apply for PM Ujjwala Yojana?+
Visit the nearest LPG distributor (HP, Bharatgas, or Indane) or apply online at pmuy.gov.in with your Aadhaar and BPL certificate.
What are the key benefits of Beti Bachao Beti Padhao?+
Benefits include financial incentives for families with girl children, free education support, improved healthcare for girls, and community awareness programs to prevent female foeticide.
Which ministry runs Beti Bachao Beti Padhao?+
It is a joint initiative of Ministry of Women and Child Development, Ministry of Health and Family Welfare, and Ministry of Education.
How is PMMVY money disbursed?+
For the first child: Rs.3,000 after registering pregnancy, Rs.2,000 after one ante-natal check-up. For second child if girl: Rs.6,000 after birth registration.
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📰 Latest News & Updates — Sukanya Samriddhi
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