Kisan Credit Card — Quick Overview
| Scheme Name | Kisan Credit Card (KCC) Scheme 2025 |
| Launched By | Government of India |
| Launch Year | 1998 |
| Benefit | Crop loan at 4% interest p.a. up to Rs.3 lakh; credit limit based on land holding |
| Category | Agriculture |
| Last Verified | May 2026 |
| Official Portal | https://www.nabard.org |
What is Kisan Credit Card?
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
Under this scheme, eligible beneficiaries receive Crop loan at 4% interest p.a. up to Rs.3 lakh; credit limit based on land holding. The scheme was launched in 1998 and is implemented by the Government of India.
Benefits of Kisan Credit Card
Crop loan at 4% interest p.a. up to Rs.3 lakh; credit limit based on land holding
Who is Eligible for Kisan Credit Card?
- ✓All farmers including individual, joint cultivators, and self-help groups
- ✓Tenant farmers and oral lessees also eligible
- ✓Fishermen and animal husbandry farmers also covered
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Documents Required for Kisan Credit Card
How to Apply for Kisan Credit Card Online?
- 1Visit the official portal at https://www.nabard.org
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on www.nabard.orgFrequently Asked Questions — Kisan Credit Card
Common Questions About Agriculture Schemes
When is the next PM Kisan installment?+
PM Kisan instalments are released 3 times a year — April-July, August-November, and December-March. The exact date is announced by the government.
How to check PM Kisan status?+
Go to pmkisan.gov.in, click 'Beneficiary Status', enter your Aadhaar number or mobile number to check your payment status.
What crops are covered under PM Fasal Bima Yojana?+
Food crops (cereals, millets, pulses), oilseeds, and annual commercial/horticultural crops that are notified by respective state governments.
What is the premium rate for PMFBY?+
Kharif crops: 2% of sum insured; Rabi crops: 1.5%; annual commercial/horticultural crops: 5%. The rest of the premium is borne by the government.
PM Kisan Maandhan Yojana में कितना पैसा जमा करना होता है?+
Entry age 18 पर ₹55/माह, 25 पर ₹80/माह, 30 पर ₹105/माह, 35 पर ₹150/माह, 40 पर ₹200/माह। सरकार इतनी ही राशि बराबर जमा करती है।
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